Attention homeowners: Real estate appraisal services for in Bemidji and Hubbard County

See the top 7 reasons why MN homeowners order from Northwestern MN Appraisal Services:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
To lower your monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a MN divorce, when real estate property needs to be divided
To settle an estate in Hubbard county or MN by determining the true market value of real estate in question

Do you own a home in or near Bemidji? Do you need help deciding the price of your real estate?
Contact Northwestern MN Appraisal Services.

At Northwestern MN Appraisal Services, we understand the unique needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Northwestern MN Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you dismiss unneeded and unwanted PMI insurance.

Challenge property tax assessments

Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Northwestern MN Appraisal Services is your chief weapon.

Recently got a freeze your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Northwestern MN Appraisal Services can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? In a field review we will go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Northwestern MN Appraisal Services can help with that too. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.